OC DIRECT LENDER
"Buy Your New Home With Confidence"

  Home    Loan Center    Products    About Us    FAQ    Resources  

Looking for a new home? Get real estate assistance with www.OCPropertyLink.com

Looking to sell your home? Upside down and not sure if you can? Get Help at www.HelpUShortSale.net

 

Brandon Diversified Inc offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:
 
Conforming 30 year fixed
Jumbo Conforming 30 year fixed
Super Jumbo 30 Year Fixed
ARM 5 Year

Conforming 30 year fixed

Minimum Loan Amount $75,000 Minimum Fico Score 580



Term: 30 years   Maximum Amount: $417,000
RatesPointsAPR
4%2.5%4.386%
4.5%1%4.762%
4.75%0.25%4.948%
4.875%0%5.052%
 

Eligible Borrowers Single family residences, :warrantable condos and PUDs, 1-4 family dwellings are eligible . SFR's on leased land are eligible, provided lease meets FNMA.  Purchase, Limited Cash out Refinance, and cash out refinances are eligible per program matrix.


Jumbo Conforming 30 year fixed

Loan Limit $625,500

Term: 30 years   Maximum Amount: $625,000
RatesPointsAPR
4.5%2.5%4.897%
4.75%2%5.107%
5%1%5.27%
5.25%0%5.431%
 

Eligible Borrowers Single family residences, :warrantable condos and PUDs, 1-4 family dwellings are eligible . SFR's on leased land are eligible, provided lease meets FNMA.  Purchase, Limited Cash out Refinance, and cash out refinances are eligible per program matrix.


Super Jumbo 30 Year Fixed

 Loan Limit $10,000,000

75% LTV (25% down to 3 million)

Term: 30 years   Maximum Amount: $10,000,000
RatesPointsAPR
4.5%3%4.943%
4.75%2.75%5.177%
5%1.25%5.293%
5.5%0.75%5.754%
5.75%0.25%5.96%
5.875%0%6.063%
 

Eligible Borrowers Single family residences, :warrantable condos and PUDs, 1-4 family dwellings are eligible . SFR's on leased land are eligible, provided lease meets FNMA.  Purchase, Limited Cash out Refinance, and cash out refinances are eligible per program matrix.


ARM 5 Year

 Loan Limit $625,500

Term: 30 years  
RatesPointsAPR
3.75%2.5%4.454%
4.25%1.75%4.574%
4.75%0.5%4.652%
5.125%0%4.749%
 

Eligible Borrowers Single family residences, :warrantable condos and PUDs, 1-4 family dwellings are eligible . SFR's on leased land are eligible, provided lease meets FNMA.  Purchase, Limited Cash out Refinance, and cash out refinances are eligible per program matrix.




Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.